How Much Do You Save On Homeowner's Insurance With an Alarm System?

A user can expect to save about 5% to 20% on their homeowner's insurance with an alarm system. The exact amount that is saved is dependent upon many factors. Some of the biggest factors include the insurance company, the type of protection that is provided and the location of the home.

Receiving an insurance discount is often one of the best perks about owning an alarm system. In some cases, the savings can be enough to cover the cost of one's monitoring service altogether. This basically means that they are receiving alarm monitoring service at no cost whatsoever. And even if the savings aren't that large, there's nothing wrong with doing everything possible to protect one's home and family. On average, a user can expect to save anywhere from 5% to 20% on their insurance premium by owning a security system.

In order to receive the best possible discount, it is necessary to obtain a complete and reliable security setup. This means that the setup should provide both fire and burglary protection, and the sensors should meet certain certification standards. Many insurance companies will also require that the system be monitored by a UL-Listed central monitoring station. Criticom, the central station partner of Alarm Grid meets this requirement. It is also advised that the setup use cellular connectivity as its primary communication path. This is because cellular service is the most reliable communication method for security systems. Our support team is happy to help anyone who is interested in building an excellent security setup for their home.

Users should also understand that discounts on insurance premiums vary between different insurance companies. Some companies may offer greater discounts than others. It also isn't unheard of for a company to offer no discounts for a home security system. Check with your insurance provider to learn more about any discounts they offer. Beyond security systems, an insurance company might also offer discounts for things such as living in a gated community, maintaining an active sprinkler system and more.

Finally, insurance discounts often vary by location. Some states will offer larger insurance discounts than others. Also, some states might not offer insurance discounts at all. Again, check with your insurance company to find out what types of discounts are available in your area.